Students from Harvard, University of Utah and Willamette University propose solutions to improve lending to first time buyers, increase access to affordable housing and develop cost-reducing construction methods to increase homeownership  SALT LAKE CITY, Oct. 1, 2025  - Ivory Innovations ,  both an operating foundation and a nonprofit academic center based at the University of Utah David Eccles School of Business, today announced the winners of its 2025 Hack-A-House  competit

As the new Presidential Administration settles into Washington, DC, many are asking: what comes next? A critical topic is examining and improving the landscape of “small-dollar mortgages.” A recent opinion piece in The New York Times explains that small-dollar mortgages—generally loans under $100,000—make up a significant portion of the housing market but remain underserved by traditional mortgage lenders. In fact, a substantial percentage of homes in certain areas fall with